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Compensation and relief money

Reduction and exemption of National Health Insurance premiums and securing living costs
Living expenses funds support system
Using the support available
Payment of Support Grants for Reconstructing Livelihoods of Disaster Victims



●Reduction/exemption of National Health Insurance premiums and securing living costs


1. Reduction and exemption of National Health Insurance premiums for disaster victims and the unemployed

In many towns and cities, the local governments are establishing systems to reduce or exempt disaster victims from paying National Health Insurance premiums (the actual amount of reduction varies according to the government). It may also be possible for you to have your premiums reduced if you lost your job through redundancy or your company going bankrupt, even if you were not directly affected by the earthquake disaster.


2. Securing living expenses funds through the loan interest loan system
You can make use of the low interest loan system to secure short-term living expenses funds. In response to the Great East Japan Earthquake disaster, the maximum limit of the emergency micro loan available to disaster victims has been raised to 200,000 JPY (with conditions). If you are unemployed you can make use of the general support loan, which lets you borrow up to 200,000 JPY for up to 1 year. Contact your local social welfare council for more information.

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●Living expenses funds support system
Many public systems support disaster victims in securing living expenses funds:

○Bereavement condolence money: paid to the families of those who die in a natural disaster
○Disability condolence money: paid to the those who are seriously disabled by a natural disaster
○Disaster assistance loan: loan for those whose head of household was injured, and those whose home or household items were damaged
○Financial Support for Reconstructing Livelihood of Disaster Victims: paid to those whose home was partially or fully destroyed by a natural disaster in accordance with the amount of damage done.

For more information, please contact the local government office nearest where you lived when the disaster occurred.

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●Using the support available

Relief money, condolence money and unemployment benefits are not loans, and there is no need to pay the money back. Before you apply for any of these, please check with staff at your local government office or evacuation centre to see if you are eligible.

If you apply for one of the loans on offer, you must pay back what you have borrowed. Depending on the loan in question, interest may accrue and the grace period before you start having to pay back the loan will be different.

It is also possible that by using one loan, you will become ineligible to apply for other loans. When you apply, please check with staff at your local government office.


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Payment of Support Grants for Reconstructing Livelihoods of Disaster Victims

Support grants for reconstructing livelihoods are paid for households whose housing units have been completely destroyed, or 'Zenkai,' (50% and more), half destroyed, or 'Hankai', (20% and more to less than 40%), and half destroyed on a large scale, or 'Daikibo Hankai,' (40% and more to less than 50%) by earthquakes.

Basic support grants: the grant paid depending on the degree of destruction of a housing unit.

Additional support grants: the grant paid depending on the methods of reconstruction of a housing unit (rebuilding, purchase of a new house, repair, and rent a house).

Amounts of the support grants (example):

Basic support grants

Additional support grants

Total

+

Plural households

(two or more families reside together)

Zenkai

(completely destroyed)

1 million yen

Build/

purchase

2

million yen

3 million

yen

Repair

1

million yen

2 million

yen

Rent

0.5

million yen

1.5

million yen

Hankai/Daikibo Hankai

(half destroyed/half destroyed on a large scale)

0.5 million yen

Build/

purchase

2 million

yen

2.5

million

yen

Repair

1 million yen

1.5

million yen

Rent

0.5 million yen

1 million yen

Single household

(a single family)

Zenkai

(completely destroyed)

0.75 million yen

Build/

purchase

1.5

million yen

2.25

million yen

Repair

0.75

million yen

1.5

million yen

Rent

0.375

million yen

1.125

million yen

Hankai/Daikibo Hankai

(half destroyed/half destroyed on a large scale)

0.375 million yen

Build/

purchase

1.5

million yen

1.875

million yen

Repair

0.75

million yen

1.125

million yen

Rent

0.375

million yen

0.75

million

yen

*Additional support grants are not paid for those who reside in a public housing, private apartment, or temporary house (rental) for free.

Deadline for Application
Basic support grants; apply within months from the day of the disaster.
Additional support grants; apply within months from the day of the disaster.

1. Applicants
Those who the city certified his/her house has been 'completely destroyed (Zenkai) ,' 'half destroyed (Hankai),' or 'half destroyed on a large scale (Daikibo Hankai)'.
Those who need to pay expensive cost to repair his/her damaged house.
Those who demolished his/her house because there was a fear of collapse of the house arising from the damage to it or to the land on which it used to stand.

2. Necessary documents for application
The necessary form varies by the degree of damage. Please make sure with XX.
*The application form is available at the reception counter.

3. Places for application
General consultation reception counter
XX Department of XX city hall
XX Branch

4. Operation hours: XX:XX a.m. to XX:XX p.m.

5. For further information, contact below:
XXXX


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